Ich habe
I have
Language note: Notes on pronunciation: 'ch' is more like a soft hissing sound.
Culture note: Owning up or denying possession is part of efficient communication.
Word-by-Word Breakdown
Ich
[Ihksch]
I
First person singular pronoun.
Ich habe kein Bargeld dabei.
I don't have cash with me.
habe
[Hah-buh]
Have
First person singular present of the verb 'to have'.
Ich habe eine Kreditkarte.
I have a credit card.
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